Finding the Breakdown Cover That is Best for You
Posts tagged Summer
We’re All Going On A Summer Holiday… Or Are We?
Mar 1st
We’re All Going On A Summer Holiday… Or Are We?
Article by Hadassah
If you are planning on taking your cars on holiday this summer, you need to make absolutely certain that your car insurance policy covers all eventualities across the border, including in particular, protection for breakdown or if you are involved in an accident.
According to research carried out by Marks & Spencer Money, a shocking one in five drivers who took their cars on holiday last summer had taken out the appropriate cover in case their vehicle broke down, and only a third were insured against theft and damage. The majority of motorists are unaware of the fact that while their fully comprehensive policy will cover them adequately on British soil, this does not necessarily extend to the Continent with only one in ten policies including European breakdown cover. Consumers are advised to shop around for the best motor insurance deals as well as the cheapest breakdown cover; it might even be worth asking your neighbours how much they are paying and where they purchased their motor cover.
Most insurance policies will only provide the minimum legal requirement third party cover when driving outside the UK. However, comprehensive policies offered by insurers such as the AA, esure, Churchill and Endsleigh will still apply on the Continent. M&S Money’s motor insurance also includes comprehensive and breakdown cover as standard, but with all policies you need to check how many days driving abroad you are covered for. The majority will apply for up to 90 days, however, others will limit you to 30 so make certain that you have investigated this prior to your trip or you could find your holiday being cut short.
Another point to research while planning your vacation, is whether the country you intend to visit is included as one of the locations your insurance provider deems applicable to cover you for when driving abroad. Those countries that are within the jurisdiction of the European Union will have the same rules as the UK, and this includes Switzerland. However, if you are travelling to a non-EU destination you can add comprehensive cover abroad at a relatively low cost. Taking out full comprehensive cover is definitely worth considering, as thieves are more likely to target cars bearing foreign number plates. Moreover, the chances of having an accident is highly increased due to the fact that you are driving in places that are unfamiliar to you, not to mention the fact that in most cases you will be driving on the opposite side of the road than you are used to.
If your policy will not permit you to include European breakdown cover free of charge, the AA and RAC offer stand-alone policies which you can purchase for a potentially lower cost. The AA’s prices start at around £64.80 for a fortnight’s holiday for a family of four in mainland Europe, and £117 for annual cover, with each trip lasting up to the maximum 90 days. Breakdown cover from the RAC includes you and up to seven passengers across 47 countries. Policies tend to start from £10 a day, but the cost may be affected somewhat by how many people you are travelling with, the age of your car, the places you intend to drive through as well as the dates you are going to be on holiday, peak periods dependent on destination may hike up the cost. Members of the AA and RAC are entitled to a discount. There are also 10% discounts available when you buy your policy over the internet.
Basic facts to be aware of when driving abroad are as follows: in most cases the driver must be over 21, as the majority of insurers will not provide comprehensive cover for use on the Continent; you must have with you both parts of your full and valid driving licence; original vehicle registration documentation; an up-to-date MOT certificate; a GB sticker if you do not have an EU number plate with the GB symbol and a spare set of car keys. In some countries you may also require a first aid kit and a hazard triangle in case you are involved in a road accident. Take the correct precautions and have a safe journey.
About the Author
Hadassah is an author of several articles pertaining to Car Insurance. He is known for his expertise on the subject and on other Business and Finance related articles.
Driving to the last of the summer festivals in Europe
Feb 28th
Driving to the last of the summer festivals in Europe
Article by Green Flag Breakdown Cover
As the summer winds down and the winter chill returns to our shores we all try very hard to stay upbeat and positive, but it isn’t always as easy as that. Or is it? Ever considered going to a late summer music festival in Europe? Just remember to take your breakdown cover and car insurance policies along, just in case.
The Salzburg Festival is one of the leading music and drama festivals in the world and is held each year for five weeks in the Austrian town of Salzburg. The festival runs from late July and was founded in 1877 but was discontinued in 1910 until the end of the First World War.
The festival has grown in size and popularity as the town is completely transformed every year during festival time and it has resulted in the festival being known as the premier destination for opera, drama play and classical concerts, it is of course the birthplace of legendary composer – Wolfgang Amadeus Mozart. The music on offer mainly focuses on Mozart and Strauss, but you can also take in some Verdi and Beethoven.
If classical music isn’t quite your thing, you should pack your car (remember the car insurance details, take you travel insurance ones along as well) and head off to the Palio Horse Race in Siena. It is guaranteed to exhilarate you! The race takes place twice during each summer (July 2 and August 16) and crowds from all over the world descend on the town to witness the race.
The race is made up of 17 horses (one from each neighbourhood) and the barrel the town square, and here is the catch, there are spectators on the in and outside of the ‘track’. The race generally ends in a huge party and a good time is basically guaranteed. So next time you are stuck for option, pack your car, grab some friends (and your European breakdown cover details) and head over to one of Europe’s lesser known festivals, you might just have a really great time!
About the Author
Get great European breakdown cover from Green Flag, as well as driving advice and route planning, and much more online at Green Flag Breakdown Cover.
We’re All Going on a Summer Holiday? or are We?
Aug 20th
We’re All Going on a Summer Holiday? or are We?
If you are planning on taking your cars on holiday this summer, you need to make absolutely certain that your car insurance policy covers all eventualities across the border, including in particular, protection for breakdown or if you are involved in an accident.
According to research carried out by Marks & Spencer Money, a shocking one in five drivers who took their cars on holiday last summer had taken out the appropriate cover in case their vehicle broke down, and only a third were insured against theft and damage. The majority of motorists are unaware of the fact that while their fully comprehensive policy will cover them adequately on British soil, this does not necessarily extend to the Continent with only one in ten policies including European breakdown cover. Consumers are advised to shop around for the best motor insurance deals as well as the cheapest breakdown cover; it might even be worth asking your neighbours how much they are paying and where they purchased their motor cover.
Most insurance policies will only provide the minimum legal requirement third party cover when driving outside the UK. However, comprehensive policies offered by insurers such as the AA, esure, Churchill and Endsleigh will still apply on the Continent. M&S Money’s motor insurance also includes comprehensive and breakdown cover as standard, but with all policies you need to check how many days driving abroad you are covered for. The majority will apply for up to 90 days, however, others will limit you to 30 so make certain that you have investigated this prior to your trip or you could find your holiday being cut short.
Another point to research while planning your vacation, is whether the country you intend to visit is included as one of the locations your insurance provider deems applicable to cover you for when driving abroad. Those countries that are within the jurisdiction of the European Union will have the same rules as the UK, and this includes Switzerland. However, if you are travelling to a non-EU destination you can add comprehensive cover abroad at a relatively low cost. Taking out full comprehensive cover is definitely worth considering, as thieves are more likely to target cars bearing foreign number plates. Moreover, the chances of having an accident is highly increased due to the fact that you are driving in places that are unfamiliar to you, not to mention the fact that in most cases you will be driving on the opposite side of the road than you are used to.
If your policy will not permit you to include European breakdown cover free of charge, the AA and RAC offer stand-alone policies which you can purchase for a potentially lower cost. The AA’s prices start at around £64.80 for a fortnight’s holiday for a family of four in mainland Europe, and £117 for annual cover, with each trip lasting up to the maximum 90 days. Breakdown cover from the RAC includes you and up to seven passengers across 47 countries. Policies tend to start from £10 a day, but the cost may be affected somewhat by how many people you are travelling with, the age of your car, the places you intend to drive through as well as the dates you are going to be on holiday, peak periods dependent on destination may hike up the cost. Members of the AA and RAC are entitled to a discount. There are also 10% discounts available when you buy your policy over the internet.
Basic facts to be aware of when driving abroad are as follows: in most cases the driver must be over 21, as the majority of insurers will not provide comprehensive cover for use on the Continent; you must have with you both parts of your full and valid driving licence; original vehicle registration documentation; an up-to-date MOT certificate; a GB sticker if you do not have an EU number plate with the GB symbol and a spare set of car keys. In some countries you may also require a first aid kit and a hazard triangle in case you are involved in a road accident. Take the correct precautions and have a safe journey.
Hadassah is an author of several articles pertaining to Car Insurance. He is known for his expertise on the subject and on other Business and Finance related articles.
Summer driving with AA Patrol David Macintyre
Aug 13th
Tips on driving in the summer.
Video Rating: 3 / 5
The AA has secretly been running ‘Project Apollo’ based at Dunsfold Aerodrome near Guildford. Here specially adapted AA Jetpacks have been trialled to help AA breakdown patrols get to vehicles that other motoring organisations cannot reach.
Video Rating: 1 / 5